Tomorrow is April 15th, a.k.a Tax Day. Luckily, after a few headaches, I’ve already filed my taxes. But for some of you, you might be frantically trying to get it done. So what if you don’t actually get them in by the April 15th deadline? What’s the worst case scenario? No, federal tax agents won’t come knocking on your door but you can still get hit with penalties. If you are going to miss the deadline (or have already missed it, depending on when you are reading this), here is what you should know: [Read more…]
This month, I’m embarking on something I’ve dreaded for the past 3 years: finding a new apartment in NYC. My BF and I are ready to move on from our current place. We thought about buying for awhile but it just didn’t work out for us. So we’re renting again. While it’s exciting to get a new place, it can be seriously be frustrating too…especially in NYC. This is the first time I’m going to be renting as a freelancer. If you’ve ever rented in NYC, you know that it can be quite an adventure getting approved for an apartment. You have to make 40x the rent, have good credit, give a huge security deposit, and hand over your first born child. It’s going to be even more of a headache for me as a freelancer. I’m certainly not the ideal renter since I don’t have a stable paycheck. If you’re in the same boat, here are some tips I can share with you:
I found this quote on Reddit and I just thought “this sums up how I feel perfectly”. For me, being frugal is all about being smarter with your money. But sometimes, I feel like I just completely ignore that and the ‘cheap’ in me comes on. It’s hard to deny. There’s just something so attractive about a low price. But how much quality am I getting? Nothing really.
I pay entirely too much for some things – like my rent, phone bill, food, coffee, etc. But living where I do, I don’t really have a choice (other than to move). Or do I? Lately, I’ve been having really good luck with bargaining. And by bargaining, I don’t mean walking into Starbucks in the morning and asking for a discount on a latte. That’s not going to work. But there are some things you can get a better deal on just by asking… [Read more…]
Now that the temperatures are a little warmer, we’re all thinking about Spring. And one of my favorite things about this season is Spring cleaning! Yes, the OCD nerd in me loves the feeling of tossing away all my junk. One of the biggest things I like to hoard is clothes. I have a lot of them. But over this past year, I’ve made a conscious effort to stop buying so much and donate or sell the rest. If you’re like me and have ALOT of clothes and shoes to get rid of, here 5 ideas to help you sell them: [Read more…]