How To Travel Hack Without Credit Cards


I love to travel, especially when it’s cheap or even better free. When I first started traveling more a couple years ago, I started doing some research on how to travel on a budget. What I discovered was that many people were “travel hacking” by churning credit cards. If you’re not familiar with this, it’s basically signing up for credit cards for the rewards or promotions, with the intention of using it for travel. Say what, free travel? Count me in! I gave it a try and while it worked, I wasn’t sure it was for me. [Read more…]

11 Money-Saving Life Hacks for City Living


Moving to live in the city can be one of the most exciting experiences in a person’s life. If you have never experienced city living, you are in for a fantastic time. The culture, art scene and array of restaurants will keep you busy. However, it is also important to realise that living in a city can quickly become expensive.

Following these 11 money-saving tips can help ensure that you succeed financially and do not make a major dent on your wallet.
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5 Things You Should Always Buy Used


Awhile back, I did a post on things you should never buy used. So I thought it would be interesting to flip that train of thought around and think about things we should always buy used. I don’t buy most things used but there are some items where it just makes sense. Why spend more money when there’s no difference between new and used? Let’s take a look at 5 things you should buy used:

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So You Want To Be Frugal? Here’s 5 Tips To Get Started


Being frugal is a lifestyle choice. It’s one thing to want to be frugal but it’s a whole other ballgame to actually do it. For me, it was a slow, gradual process. Eventually though, I got the hang of it. Now, it just feels like second nature. Recently, a friend of mine and I were talking about my blog. She said she wanted to live frugally too but didn’t know where to start. It’s funny because now that I’m so use to thinking frugally, I forget about how hard it was before.

From a former shopaholic, here’s my best tips on how to start being frugal:

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Opps…I Missed The Tax Deadline, Now What?


Tomorrow is April 15th, a.k.a Tax Day. Luckily, after a few headaches, I’ve already filed my taxes. But for some of you, you might be frantically trying to get it done. So what if you don’t actually get them in by the April 15th deadline? What’s the worst case scenario? No, federal tax agents won’t come knocking on your door but you can still get hit with penalties. If you are going to miss the deadline (or have already missed it, depending on when you are reading this), here is what you should know: [Read more…]