From the moment we start our careers, a countdown begins. We start counting down the years, months, weeks, and days until we can enjoy a carefree life we like to call retirement. We calculate how much we need to save each year, where we can cut back, and what kind of house we can afford just so that one day far off the future we can leave our jobs, retire, and then….do what exactly?
For many people, the answer to that question is still pretty vague.
Retirement usually includes one or more of these activities: moving somewhere sunny and warm year round (Florida is a popular place), spending more time with the kids, going on a cruise every year, and picking up some new hobbies. Sure, it sounds great for a little while. But let’s be honest, is it really all that exciting? Can you imagine yourself doing that for the rest of your life? I can’t. [Read more…]