20 Better Things To Do On Black Friday Than Shop

blackfridayIt’s that time of the year again! Yep, Black Friday is almost upon us. While it’s one of the most anticipated days of the year for some, I’m not that excited. It’s almost strange to say that because I love a good bargain. But throw in a crazy crowd of people and I’m out of there.

Years ago, I used to love Black Friday. In fact, there was one year I headed to the mall right after Thanksgiving dinner to try to beat the crowds (to my surprise, it was plenty crowded already!). But the more I think about it, the more I realize how crazy it all is. While some deals are great, we can tend to get all worked up over nothing. We rush into stores in the wee hours of the morning to spend our money on things we don’t really need.

Instead of joining the madness this year, I’m planning on spending my time in a more meaningful and/or fun way. And you should join me in doing the same! Here’s a list of 20 things to do that are better than shopping on Black Friday: [Read more…]

Yes, You Can Balance FOMO, YOLO & Saving At The Same Time

fomoYou probably already know what FOMO and YOLO means. It’s even recognized by the Oxford dictionary. But in case you don’t, let me fill you in:

FOMO = Fear Of Missing Out

YOLO = You Only Live Once

And both terms have been used to death. So what exactly is FOMO and YOLO and why do all the young kids have it? It’s basically another way of saying you should live life in the moment, be spontaneous, take risks, etc. And it’s something that has defined my generation: the millennials.

Us millennials are known to have a bad case of wanderlust. Unlike generations before us, we want to travel, crave new experiences…and spend more money in the process. If we really want to live life to the fullest, how do we plan for the future at the same time? [Read more…]

Why You Need To Stop Obsessing Over Retirement

obsessing over retirementFrom the moment we start our careers, a countdown begins. We start counting down the years, months, weeks, and days until we can enjoy a carefree life we like to call retirement. We calculate how much we need to save each year, where we can cut back, and what kind of house we can afford just so that one day far off the future we can leave our jobs, retire, and then….do what exactly?

For many people, the answer to that question is still pretty vague.

Retirement usually includes one or more of these activities: moving somewhere sunny and warm year round (Florida is a popular place), spending more time with the kids, going on a cruise every year, and picking up some new hobbies. Sure, it sounds great for a little while. But let’s be honest, is it really all that exciting? Can you imagine yourself doing that for the rest of your life? I can’t. [Read more…]

Don’t Panic: 7 Signs You’re Doing Just Fine In Your 20s

doingfineIf you want to feel good about yourself, don’t go on social media. It seems like everyday I see something pop up on Facebook and Instagram from friends my same age talking about luxury vacations, designers outfits and fancy nights out on the town. Meanwhile, I’m sitting on my couch in my tiny NYC apartment eating a crockpot meal. Sure, most of these posts are wildly exaggerated but sometimes, I can’t help but be a little bit jealous.

When you’re young, you tend to have an idealized fantasy of what your 20s will look like. Then you get into the real world and realize how totally different “real life” is and specifically, how much being an adult actually costs. But cheer up. While you might not be living large just yet, you’re on your way. If you can relate to any of these 7 signs, you’re doing just fine.

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The Reality Of Living In New York City In Your 20s

New York City Reality

As a 20-something living in NYC, I’m well aware of the financial challenges young adults face living in this city. Yes, it’s one of the most exciting places to live in the entire world. But it’s also one of the most unforgiving cities to live in.

I know many 20-somethings who dream of living in the Big Apple. We’re mesmerized by the bright lights, shiny buildings and fast pace. But behind all of that is a tough reality. It’s one thing to survive in this city but it’s a whole other thing to thrive. So what does it really take to live in New York City for a 20-something? Let’s take a look at the reality of it.

[Read more…]